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Sanctions Spur Renewed Calls to Regulate Cryptocurrency
US government officials have talked for years about regulating cryptocurrency, but in a roundabout way Russia’s attack on Ukraine could…
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What Is a Roth Conversion Ladder?
A Roth conversion ladder is an investment approach where you convert a portion of your retirement savings from one kind…
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What Is Fiscal Drag?
Fiscal drag occurs within an economy where rising inflation and growth in earnings force consumers into higher tax brackets. This…
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What Is a Promissory Note?
Key Takeaways A promissory note is a written and signed promise to pay back borrowed money. The document identifies the…
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What Are International Equity Funds?
Key Takeaways International equity funds purchase stock only in non-US companies. They offer great opportunities for diversifying your portfolio, but…
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Statement Closing Date vs. Payment Due Date
If you have a credit card, there are two very important dates you’ll want to keep track of—the statement closing…
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Does My HSA Cover Over-the-Counter Medicine?
Health savings accounts (HSA) allow you to save money so you can pay for medical expenses tax-free. Since the money…
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What Is Indexed Universal Life (IUL) Insurance?
Indexed universal life (IUL) is a type of permanent life insurance wherein interest credited to the cash value component is…
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Aggregate Bond Index vs. Stock Index 1980-2021
Finding the year-by-year total returns for the major indices can be a challenging task, so investors should find the following…
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What Is a Parallel Shift in the Yield Curve?
Key Takeaways A parallel shift in the yield curve occurs when interest rates across all maturities change by the same…
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